Life and AD&D
Basic Life and Accidental Death & Dismemberment (AD&D) Insurance help provide a foundation of financial protection for your family if something happens to you. All full-time employees are automatically enrolled in the Unum Basic Life and AD&D plan. The Basic Life and AD&D plan is entirely paid for by CareDx.
What does the plan cover?
Basic Life provides a benefit of 2 times your earnings up to a maximum of $1,000,000. Basic AD&D provides an additional benefit if your death is the result of a covered accident. It also pays benefits for loss of limb, hearing, speech, sight, and other serious losses resulting from an accident. See your policy documents for details of coverage.
Voluntary Coverage
Voluntary Life and AD&D Insurance provides an extra layer of protection allowing you to purchase additional coverage for yourself, your spouse, and/or your child(ren). All amounts elected in ADP outside of the new hire enrollment period will require approval through the Evidence of Insurability (EOI) process. If the EOI process is not started within 30 days of when you make your election the coverage will be declined.
You can get up to $330,000. This is the amount of coverage you can qualify for with no medical underwriting.
Your spouse can get up to $30,000 with no medical underwriting.
The maximum benefit for children live birth to 6 months is $1,000.
*No medical underwriting is required for AD&D coverage
