Supplemental Health Plans

Shake Shack offers benefit-eligible Team Members Supplemental Health plans, administered by Lincoln Financial Group, to fill any gaps in your medical coverage if you have a critical illness, accidental injury, or hospital stay, providing you with added financial protection. You do not have to be enrolled in a Shake Shack medical plan in order to elect supplemental health coverage.

You pay a premium out of your paycheck to enroll in these plans, and the plans pay a cash benefit for eligible medical services or diagnoses to help cover your out-of-pocket expenses or to be used as you see fit. When you are enrolled, you must submit the necessary documentation to Lincoln to receive the applicable benefits based on the Supplemental Health plan(s) you are enrolled in.

Contact Lincoln Financial Group

Contact Lincoln at 800.423.2765 or log into your account at lfg.com.

Accident Insurance

Accident Insurance provides 24/7 financial protection by paying cash benefits directly to you when you experience a covered accident, including injuries related to sports activities. Benefits can be used however you choose, whether for medical expenses, groceries, rent or mortgage payments, transportation, childcare, or other household needs. The coverage also includes a $75 Health Assessment Benefit each year for eligible preventive services for each covered member, including annual physicals; dental, vision and hearing exams; sports physicals and many other covered screenings.

Plan Details

Fractures
Ambulance
Air Ambulance
Emergency Treatment
Initial Care Visit
Diagnostic Exam
Xray
Dislocations
Concussion
Lacerations
Surgery
Hospital Admission
Hospital Confinement
Physician Follow-up Care
Medical Device
Wellness Screening
Accident Insurance
$250-$2,000
$400
$1,500
$200
$125
$300
$25
$100-$750
$400
$450 - $1,500
$200-$1,875
$1,000
$200/day
$140/visit to 6 visits
$150-$1,000
$75 once per year per member
Team Member
Team Member + Spouse
Team Member + Child(ren)
Family
Weekly Contributions
$1.16
$1.89
$2.11
$2.84

Learn More

For plan details, see the Supplemental Health Plan Benefits Summaries on the Resources page.

Critical Illness Insurance

Critical Illness Insurance provides a lump-sum cash benefit directly to you upon diagnosis of a covered condition, such as cancer, heart attack, or stroke. Benefits can be used however you choose, helping offset medical costs and everyday expenses so you can focus on recovery rather than financial concerns. The coverage also includes a $75 Health Assessment Benefit each year for eligible preventive services for every insured, including abdominal, aortic, or carotid ultrasound; angiography; blood chemistry profile; bone marrow testing; breast ultrasound; CA 15-3 (blood test for breast cancer); CA125 (blood test for ovarian cancer); CEA (blood test for colon cancer); colonoscopy; annual physicals; dental, vision and hearing tests; sports physicals and many other covered screenings.

Plan Details

Heart Attack
Stroke
Coronary Artery Bypass Graft
Major Organ Failure
End Stage Renal (kidney) Failure
Invasive Cancer
Non-Invasive Cancer
AIDS
Skin Cancer
Wellness Screening
Critical Illness Insurance
100% of election amount
100% of election amount
25% of election amount
100% of election amount
100% of election amount
100% of election amount
25% of election amount
100% of election amount
$1,000
$75 once per year per member
Age
Under 24
25-29
30-34
35-39
40-44
45-49
50-54
55-59
60-64
65-69
70+
Weekly Contributions for Employee Coverage
(per $1,000)
$0.019
$0.033
$0.050
$0.081
$0.126
$0.189
$0.275
$0.372
$0.533
$0.754
$1.238
Weekly Contributions for Spouse Coverage
(per $1,000)
$0.019
$0.033
$0.050
$0.081
$0.126
$0.189
$0.275
$0.372
$0.533
$0.754
$1.238
Weekly Contributions for Child Coverage
(per $1,000)
$0.024
$0.024
$0.024
$0.024
$0.024
$0.024
$0.024
$0.024
$0.024
$0.024
$0.024

Learn More

For plan details, see the Supplemental Health Plan Benefits Summaries on the Resources page.

Hospital Indemnity Insurance

Hospital Indemnity Insurance provides financial protection by paying cash benefits directly to you for covered hospital stays resulting from sickness, injury, or childbirth, including inpatient maternity admissions. Benefits can be used however you choose, whether for medical expenses, groceries, rent or mortgage payments, transportation, childcare, or other household needs.

Plan Details

Hospital Admission
Hospital ICU Admission
Hospital Confinement
Hospital ICU Confinement
Childbirth and Complications of Childbirth
Hospital Indemnity Insurance
$1,000 to 4 instances per year
$1,000 to 1 instance per year
$100/day up to 30 days per year
$100/day up to 30 days per year
Included
Team Member
Team Member + Spouse
Team Member + Child(ren)
Family
Weekly Contributions
$2.66
$5.73
$4.04
$7.40

Learn More

For plan details, see the Supplemental Health Plan Benefits Summaries on the Resources page.