You are eligible to participate in the CareDx, Inc 401(k) retirement plan upon date of hire and can enroll in the plan any time during the year once you are eligible.

New hires will be automatically enrolled after 35 days of employment at a 3% pre-tax contribution of eligible income. The plan has an Annual Increase Program, and each year your deferral election will automatically increase by 1% on April 1st, up to a maximum of 10% of eligible compensation.

To opt-out of auto enrollment, participants must log into their account at netbenefits.com and set their deferral elections to 0% or call Fidelity at 800-835-5097.

How does the $2 up to $1 up to $6,000 employer matching work?

For every $1 dollar an employee defers to their 401(k) account (pre-tax and/or Roth), CareDx will match with $2, up to a maximum of $6,000 in employer match contributions. Employees must contribute at least $3,000 (pre-tax or Roth) to receive the full $6,000 employer matching contribution offered.

CareDx is currently processes the employer matching contributions each payroll period.

Employer matching contributions are applied to both pre-tax and Roth employee contributions, and they are funded as a pre-tax source to participant accounts.

There is no vesting schedule. You are immediately 100% vested in the employer matching contribution.

No. Employer matching contributions only apply to employee deferral contributions made through payroll deductions and deposited into the CareDx, Inc. 401(k) plan.

Completing a rollover may take a few weeks. Here’s an overview of what to expect. Don’t worry, we’ll walk you through each step in detail. Before you get started, it is helpful to have an old statement available.

Step 1: Confirm your contact information
This is how we’ll keep you updated. (About 2 minutes)

Step 2: Provide plan details
To make sure your money can be moved to the CAREDX plan, you may have to call the company that manages your old plan. (About 20 minutes)

Step 3: Request a check
The company that manages your old plan will mail you the check. (Depending on their process, it may take 2–4 weeks)
Important: The check must be made payable to Fidelity (for the benefit of [Your Name]).

Step 4: Provide contribution information
After you get the check, we’ll need to know the amount and contribution types. This may require another call to the company that manages your old plan. (About 20 minutes)

Step 5: Send your documents
You can send them with the NetBenefits app (1–2 business days to process) or mail them (1–2 weeks to process).

Additional Guidance

• You can follow these steps via NetBenefits:
  • Go to the ‘Rollovers’ tab.
  • Select ‘Move money into my CAREDX retirement plan’.
  • From there, it’s a guided experience that will provide directions on how to have the check made payable at the end.
• Alternatively, call Fidelity for assistance at 1-800-835-5097.
• The check can be mailed to Fidelity or uploaded via the NetBenefits mobile app.

If you already have an existing Fidelity account from a previous employer:

Please call Fidelity at 1-800-835-5097.

If your balance is less than $5,000, Fidelity will notify you of options. If you do not respond after 60 days, Fidelity will send you monies.