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Cigna Medical/Rx

Your medical plan is the largest single asset in your benefits portfolio. Besides providing care when you need it, it can also be a rich source of information, programs, and support for healthier living. Cigna is our main medical/Rx carrier for 2026. Eligible employees may elect to enroll in either the Open Access Plus HDHP Plan or the Open Access Plus PPO Plan. Both plans provide access to Cigna’s national Open Access Plus network and allow you to seek a specialist without a referral. How can you choose the plan that’s right for you and your family?

    Cigna Open Access Plus PPO Plan

    The Cigna Open Access Plus PPO lets you choose care inside or outside the network, but typically at a higher out-of-pocket cost. You, along with any dependents enrolled in coverage, will have your own Cigna medical/Rx ID card from Cigna.

    Cigna Open Access Plus HDHP with HSA Plan

    The Cigna Open Access Plus HDHP with HSA is a high deductible insurance plan to help protect against large claims as well as to cover preventive care at 100% (deductible is waived for preventive services). If you enroll in this plan, you are eligible to open a Health Savings Account through Fidelity Investments which can be used to help pay for qualified medical expenses. You, along with any dependents enrolled in coverage, will have your own Cigna medical/Rx ID card from Cigna.

    If enrolling in this plan, CareDx will help fund your HSA through Fidelity by contributing annually $1,250 for individual coverage and $2,500 for employee plus dependents. The annual contribution amount will be prorated based on your benefits effective date. You’ll need to open an HSA with Fidelity so that both the employer contributions and any personal contributions you choose to make can be deposited into your account.

    Register for myCigna

    You can register online or through the app

    1. Go to myCigna.com website or launch the myCigna app and select “Register Now”
    2. Enter your requested information
    3. Confirm your identity
    4. Create your security information and provide your primary email address
    5. Review and submit
    myCigna AI Assistant

    Contact Cigna

    Cigna Medical/Rx
    Group Number: 00660007
    866-494-2111
    myCigna.com

    Cigna Pre-Enrollment Hotline

    Call 888-806-5094 to:

    • Help you find participating doctors
    • Assist you with understanding the plan options that are available to you
    • Compare all of Cigna’s products and resources available to you

    Cigna Plan Documents

    Cigna Open Access Plus PPO Plan

    Cigna Open Access Plus HDHP Plan

      Cigna Resources

      Cigna

      Virtual Care

      Pharmacy

      Prescription Drug List - Formulary

      Search the formulary to determine if your prescription drugs are covered, and what tier they are covered under.

      Essential Drug List 4-Tier (Searchable)

      Specialty Medications (Accredo & SaveOnSP)

      Your specialty drugs must be filled through Cigna’s exclusive home delivery pharmacy, Accredo. Certain specialty medications are eligible for Cigna’s SaveOnSP Program which allows you to pay $0 out-of-pocket for your medication. If eligible, you will be prompted (by email or by your Accredo online account) to register for SaveOnSP and can then proceed to fill your specialty prescription via Accredo.

      Plan Overview

      Deductible
      (individual/family)
      Out-of-Pocket Maximum
      (individual/family)
      Employer HSA Seed
      (individual/family)
      Preventive Services
      Primary Care
      Specialist
      Emergency Room
      Urgent Care
      Inpatient Hospitalization
      Prescription Drugs
      Retail
      30-day supply
      Tier 1 - Generic
      Tier 2 - Preferred Brand
      Tier 3 - Non-Preferred Brand
      Tier 4 - Specialty
      Mail Order
      90-day supply
      Tier 1 - Generic
      Tier 2 - Preferred Brand
      Tier 3 - Non-Preferred Brand
      Tier 4 - Specialty
      Open Access Plus PPO Plan
      In-Network
      $1,000 / $2,000
      $2,000 / $4,000
      N/A
      No charge
      $10
      $10
      $150
      $10
      10% after ded.
      $10
      $30
      $50
      $100
      $20
      $60
      $100
      $100
      (30-day supply)
      Open Access Plus PPO Plan
      Out-of-Network
      $2,000 / $4,000
      $4,000 / $8,000
      N/A
      30% after ded.
      30% after ded.
      30% after ded.
      $150
      30% after ded.
      30% after ded.
      Not Covered
      Not Covered
      Not Covered
      Not Covered
      Not Covered
      Not Covered
      Not Covered
      Not Covered
      Open Access Plus HDHP Plan
      In-Network
      $3,300 / $6,600*
      $5,000 / $10,000*
      $1,250 / $2,500
      No charge
      20% after ded.
      20% after ded.
      20% after ded.
      20% after ded.
      20% after ded.
      $10 after ded.
      $30 after ded.
      $50 after ded.
      $100 after ded.
      $20 after ded.
      $60 after ded.
      $100 after ded.
      $100 after ded.
      (30-day supply)
      Open Access Plus HDHP Plan
      Out-of-Network
      $6,600 / $13,200*
      $8,000 / $16,000*
      $1,250 / $2,500
      40% after ded.
      40% after ded.
      40% after ded.
      20% after ded.
      40% after ded.
      40% after ded.
      Not Covered
      Not Covered
      Not Covered
      Not Covered
      Not Covered
      Not Covered
      Not Covered
      Not Covered

      *Please note, the HDHP Plan has an aggregate family deductible and out-of-pocket maximum, meaning the overall family amounts must be met before the plan begins to pay.